For the Ultra Checking Account, to qualify for 5.00% APY on balances up to $10,000 and up to $25 in monthly ATM fee refunds, you must meet the following 3 requirements:
- Enroll in eStatements
- Do 1 direct deposit or 1 ACH transaction per month
- Use your card 20 times, run as a 'credit' per month. Pin-based transactions do not qualify.
Learn all you need to know about Ultra Checking Account.